Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,677 | $76,371-82.1% | $93,621-85.4% | $72,975-81.3% |
| Participation rate | 32.4% | 71.8%-39.3pp | 75.8%-43.4pp | 69.5%-37.1pp |
| Annual return | 23.32% | 25.82%-2.5pp | 32.76%-9.4pp | 81.01%-57.7pp |
| Employer contribution / active EE | $668 | $2,276-70.6% | $2,719-75.4% | $2,440-72.6% |
| Participant deferral / active EE | $1,326 | $3,538-62.5% | $4,070-67.4% | $3,608-63.2% |
| Admin fee / account holder | $5,476 | $6,839-19.9% | $7,890-30.6% | $5,124+6.9% |