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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,100 | $81,504+36.3% | $102,437+8.5% | $80,959+37.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.95% | 25.60%-17.6pp | 24.95%-17.0pp | 35.67%-27.7pp |
| Employer contribution / active EE | $8,310 | $3,104+167.8% | $3,871+114.7% | $2,757+201.4% |
| Participant deferral / active EE | $10,573 | $3,871+173.2% | $5,060+109.0% | $4,300+145.9% |
| Admin fee / account holder | $6,789 | $6,719+1.0% | $8,388-19.1% | $6,925-2.0% |