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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,173 | $198,457-8.7% | $170,435+6.3% | $147,586+22.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.61% | 257.30%-241.7pp | 205.94%-190.3pp | 578.59%-563.0pp |
| Employer contribution / active EE | $10,688 | $6,183+72.9% | $5,432+96.8% | $4,876+119.2% |
| Participant deferral / active EE | $4,705 | $5,629-16.4% | $4,939-4.7% | $5,439-13.5% |
| Admin fee / account holder | $2,215 | $16,852-86.9% | $13,881-84.0% | $10,886-79.7% |