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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,644 | $106,008-48.5% | $92,240-40.8% | $147,586-63.0% |
| Participation rate | 66.7% | 80.4%-13.7pp | 76.5%-9.8pp | 82.8%-16.2pp |
| Annual return | 22.40% | 50.05%-27.7pp | 176.29%-153.9pp | 578.59%-556.2pp |
| Employer contribution / active EE | $1,859 | $4,333-57.1% | $3,680-49.5% | $4,876-61.9% |
| Participant deferral / active EE | $4,455 | $4,478-0.5% | $3,897+14.3% | $5,439-18.1% |
| Admin fee / account holder | $285 | $6,333-95.5% | $5,194-94.5% | $10,886-97.4% |