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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,658 | $102,429+1.2% | $147,096-29.5% | $80,925+28.1% |
| Participation rate | 81.1% | 75.9%+5.2pp | 82.2%-1.1pp | 67.7%+13.4pp |
| Annual return | 11.66% | 135.02%-123.4pp | 419.75%-408.1pp | 35.65%-24.0pp |
| Employer contribution / active EE | $4,831 | $3,716+30.0% | $4,936-2.1% | $2,756+75.3% |
| Participant deferral / active EE | $11,398 | $6,649+71.4% | $8,071+41.2% | $4,299+165.2% |
| Admin fee / account holder | $9,852 | $7,957+23.8% | $13,005-24.2% | $6,940+42.0% |