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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,495 | $54,763-77.2% | $90,324-86.2% | $72,976-82.9% |
| Participation rate | 38.9% | 65.2%-26.3pp | 73.3%-34.4pp | 69.5%-30.6pp |
| Annual return | 20.44% | 30.63%-10.2pp | 78.15%-57.7pp | 81.02%-60.6pp |
| Employer contribution / active EE | $583 | $2,093-72.1% | $2,856-79.6% | $2,440-76.1% |
| Participant deferral / active EE | $1,066 | $2,887-63.1% | $3,885-72.6% | $3,608-70.4% |
| Admin fee / account holder | $882 | $3,973-77.8% | $5,356-83.5% | $5,124-82.8% |