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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,826 | $93,057-64.7% | $153,500-78.6% | $80,925-59.4% |
| Participation rate | 98.1% | 69.0%+29.1pp | 77.1%+21.0pp | 67.7%+30.5pp |
| Annual return | 67.45% | 19.96%+47.5pp | 15.70%+51.7pp | 35.65%+31.8pp |
| Employer contribution / active EE | $6,820 | $3,507+94.4% | $5,039+35.3% | $2,756+147.4% |
| Participant deferral / active EE | $9,156 | $5,179+76.8% | $6,756+35.5% | $4,299+113.0% |
| Admin fee / account holder | $1,351 | $8,885-84.8% | $12,736-89.4% | $6,940-80.5% |