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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,289 | $80,992-55.2% | $96,534-62.4% | $75,173-51.7% |
| Participation rate | 60.0% | 71.8%-11.8pp | 76.0%-16.0pp | 67.2%-7.2pp |
| Annual return | 17.52% | 27.05%-9.5pp | 25.88%-8.4pp | 160.72%-143.2pp |
| Employer contribution / active EE | $1,930 | $2,283-15.5% | $2,965-34.9% | $2,671-27.7% |
| Participant deferral / active EE | $4,381 | $3,929+11.5% | $4,851-9.7% | $4,126+6.2% |
| Admin fee / account holder | $5,473 | $6,717-18.5% | $8,253-33.7% | $5,651-3.1% |