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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,359 | $112,729-38.5% | $98,716-29.7% | $137,256-49.5% |
| Participation rate | 53.3% | 74.2%-20.9pp | 69.3%-16.0pp | 80.0%-26.6pp |
| Annual return | 14.14% | 38.48%-24.3pp | 31.81%-17.7pp | 220.34%-206.2pp |
| Employer contribution / active EE | $977 | $2,725-64.1% | $2,279-57.1% | $4,156-76.5% |
| Participant deferral / active EE | $2,263 | $4,640-51.2% | $4,048-44.1% | $6,407-64.7% |
| Admin fee / account holder | $860 | $10,129-91.5% | $8,703-90.1% | $12,270-93.0% |