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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,359 | $124,980-44.5% | $108,359-36.0% | $154,746-55.2% |
| Participation rate | 53.3% | 75.2%-21.8pp | 70.1%-16.8pp | 80.7%-27.4pp |
| Annual return | 14.14% | 45.00%-30.9pp | 36.89%-22.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $977 | $2,851-65.7% | $2,399-59.3% | $4,379-77.7% |
| Participant deferral / active EE | $2,263 | $4,743-52.3% | $4,137-45.3% | $6,730-66.4% |
| Admin fee / account holder | $860 | $11,502-92.5% | $9,741-91.2% | $14,365-94.0% |