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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,359 | $156,616-55.7% | $133,346-48.0% | $198,609-65.1% |
| Participation rate | 53.3% | 77.7%-24.4pp | 72.8%-19.5pp | 82.4%-29.0pp |
| Annual return | 14.14% | 44.25%-30.1pp | 36.85%-22.7pp | 202.70%-188.6pp |
| Employer contribution / active EE | $977 | $3,368-71.0% | $2,853-65.7% | $5,055-80.7% |
| Participant deferral / active EE | $2,263 | $4,920-54.0% | $4,332-47.8% | $6,977-67.6% |
| Admin fee / account holder | $860 | $17,468-95.1% | $14,264-94.0% | $19,030-95.5% |