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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,108 | $166,131-65.0% | $164,975-64.8% | $145,877-60.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 25.58% | 100.37%-74.8pp | 70.12%-44.5pp | 551.28%-525.7pp |
| Employer contribution / active EE | $12,241 | $5,276+132.0% | $4,343+181.9% | $4,663+162.5% |
| Participant deferral / active EE | $8,529 | $6,962+22.5% | $6,033+41.4% | $6,691+27.5% |
| Admin fee / account holder | $517 | $16,648-96.9% | $12,688-95.9% | $13,402-96.1% |