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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,474 | $254,759-68.0% | $216,567-62.4% | $198,609-59.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 20.29% | 10.04%+10.2pp | 12.94%+7.3pp | 202.70%-182.4pp |
| Employer contribution / active EE | $12,630 | $6,096+107.2% | $5,216+142.1% | $5,055+149.8% |
| Participant deferral / active EE | $6,472 | $6,948-6.9% | $6,191+4.5% | $6,977-7.2% |
| Admin fee / account holder | $12,490 | $26,311-52.5% | $21,981-43.2% | $19,030-34.4% |