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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,474 | $178,174-54.3% | $156,181-47.8% | $137,256-40.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 20.29% | 84.19%-63.9pp | 64.87%-44.6pp | 220.34%-200.1pp |
| Employer contribution / active EE | $12,630 | $4,972+154.0% | $4,294+194.1% | $4,156+203.9% |
| Participant deferral / active EE | $6,472 | $6,888-6.0% | $6,132+5.5% | $6,407+1.0% |
| Admin fee / account holder | $12,490 | $17,404-28.2% | $14,586-14.4% | $12,270+1.8% |