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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,968 | $165,381-26.9% | $149,730-19.2% | $158,966-23.9% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 13.21% | 348.29%-335.1pp | 276.70%-263.5pp | 302.95%-289.7pp |
| Employer contribution / active EE | $12,850 | $5,104+151.8% | $4,645+176.6% | $4,762+169.8% |
| Participant deferral / active EE | $11,995 | $7,182+67.0% | $6,843+75.3% | $5,983+100.5% |
| Admin fee / account holder | $621 | $10,809-94.3% | $9,310-93.3% | $11,250-94.5% |