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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,253,277 | $178,174+603.4% | $156,181+702.5% | $137,256+813.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | -5.51% | 84.19%-89.7pp | 64.87%-70.4pp | 220.34%-225.8pp |
| Employer contribution / active EE | $3,597 | $4,972-27.7% | $4,294-16.2% | $4,156-13.5% |
| Participant deferral / active EE | $16,145 | $6,888+134.4% | $6,132+163.3% | $6,407+152.0% |
| Admin fee / account holder | $1,699 | $17,404-90.2% | $14,586-88.4% | $12,270-86.2% |