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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,820 | $175,231-70.4% | $149,696-65.4% | $139,466-62.8% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 18.12% | 166.77%-148.7pp | 134.46%-116.3pp | 373.66%-355.5pp |
| Employer contribution / active EE | $1,294 | $5,478-76.4% | $4,821-73.2% | $4,754-72.8% |
| Participant deferral / active EE | $5,113 | $6,521-21.6% | $5,682-10.0% | $6,712-23.8% |
| Admin fee / account holder | $2,002 | $16,155-87.6% | $13,212-84.9% | $11,409-82.5% |