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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,364 | $56,287-65.6% | $80,977-76.1% | $62,881-69.2% |
| Participation rate | 65.6% | 68.9%-3.3pp | 75.8%-10.2pp | 69.3%-3.7pp |
| Annual return | 13.46% | 22.13%-8.7pp | 17.11%-3.6pp | 20.14%-6.7pp |
| Employer contribution / active EE | $1,589 | $1,943-18.2% | $3,715-57.2% | $2,281-30.3% |
| Participant deferral / active EE | $2,906 | $4,196-30.7% | $5,696-49.0% | $3,203-9.3% |
| Admin fee / account holder | $835 | $3,742-77.7% | $5,517-84.9% | $4,296-80.6% |