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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,516 | $106,749-36.8% | $145,433-53.6% | $82,448-18.1% |
| Participation rate | 92.0% | 75.6%+16.4pp | 82.1%+9.9pp | 68.1%+23.9pp |
| Annual return | 19.98% | 27.59%-7.6pp | 66.58%-46.6pp | 41.64%-21.7pp |
| Employer contribution / active EE | $4,157 | $3,444+20.7% | $4,554-8.7% | $2,551+63.0% |
| Participant deferral / active EE | $7,838 | $6,519+20.2% | $7,897-0.8% | $4,139+89.4% |
| Admin fee / account holder | $994 | $8,390-88.1% | $13,129-92.4% | $7,234-86.3% |