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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,377 | $109,372-67.7% | $89,414-60.4% | $158,966-77.7% |
| Participation rate | 92.9% | 74.3%+18.6pp | 68.0%+24.9pp | 82.0%+10.9pp |
| Annual return | 2.88% | 345.55%-342.7pp | 245.50%-242.6pp | 302.95%-300.1pp |
| Employer contribution / active EE | $2,177 | $3,171-31.4% | $2,586-15.8% | $4,762-54.3% |
| Participant deferral / active EE | $5,831 | $4,598+26.8% | $3,890+49.9% | $5,983-2.5% |
| Admin fee / account holder | $3,953 | $6,156-35.8% | $4,883-19.0% | $11,250-64.9% |