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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,609 | $115,814-23.5% | $101,275-12.5% | $158,982-44.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 7.27% | 56.16%-48.9pp | 46.48%-39.2pp | 302.99%-295.7pp |
| Employer contribution / active EE | $6,759 | $4,176+61.9% | $3,660+84.7% | $4,763+41.9% |
| Participant deferral / active EE | $9,053 | $4,958+82.6% | $4,371+107.1% | $5,983+51.3% |
| Admin fee / account holder | $1,462 | $7,249-79.8% | $5,948-75.4% | $11,252-87.0% |