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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,856 | $104,520-69.5% | $76,823-58.5% | $152,885-79.2% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 22.86% | 1014.03%-991.2pp | 1166.42%-1143.6pp | 345.39%-322.5pp |
| Employer contribution / active EE | $3,967 | $3,117+27.3% | $2,302+72.3% | $4,763-16.7% |
| Participant deferral / active EE | $3,909 | $4,236-7.7% | $3,336+17.2% | $5,851-33.2% |
| Admin fee / account holder | $625 | $12,283-94.9% | $6,422-90.3% | $11,598-94.6% |