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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,183 | $81,331+207.6% | $155,534+60.9% | $80,935+209.1% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 16.52% | 33.37%-16.9pp | 64.92%-48.4pp | 35.66%-19.1pp |
| Employer contribution / active EE | $8,519 | $3,105+174.4% | $4,675+82.2% | $2,757+209.0% |
| Participant deferral / active EE | $15,508 | $3,454+348.9% | $5,630+175.4% | $4,299+260.7% |
| Admin fee / account holder | $17,815 | $7,999+122.7% | $15,900+12.0% | $6,924+157.3% |