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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,396 | $183,592-79.6% | $155,574-76.0% | $145,877-74.4% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 20.07% | 61.37%-41.3pp | 64.87%-44.8pp | 551.28%-531.2pp |
| Employer contribution / active EE | $3,216 | $5,317-39.5% | $4,676-31.2% | $4,663-31.0% |
| Participant deferral / active EE | $7,718 | $6,466+19.4% | $5,629+37.1% | $6,691+15.4% |
| Admin fee / account holder | $316 | $19,316-98.4% | $15,914-98.0% | $13,402-97.6% |