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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,454 | $172,111-63.1% | $150,298-57.8% | $137,256-53.8% |
| Participation rate | 72.7% | 81.7%-9.0pp | 77.8%-5.0pp | 80.0%-7.2pp |
| Annual return | 25.05% | 69.37%-44.3pp | 62.79%-37.7pp | 220.34%-195.3pp |
| Employer contribution / active EE | $3,556 | $4,636-23.3% | $4,154-14.4% | $4,156-14.4% |
| Participant deferral / active EE | $8,582 | $6,166+39.2% | $5,453+57.4% | $6,407+34.0% |
| Admin fee / account holder | $547 | $16,471-96.7% | $14,116-96.1% | $12,270-95.5% |