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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,121 | $108,882-80.6% | $96,754-78.2% | $154,746-86.4% |
| Participation rate | 70.6% | 75.1%-4.5pp | 70.3%+0.3pp | 80.7%-10.1pp |
| Annual return | 14.03% | 98.39%-84.4pp | 82.04%-68.0pp | 172.34%-158.3pp |
| Employer contribution / active EE | $6 | $3,018-99.8% | $2,679-99.8% | $4,379-99.9% |
| Participant deferral / active EE | $3,639 | $5,323-31.6% | $4,758-23.5% | $6,730-45.9% |
| Admin fee / account holder | $2,285 | $10,200-77.6% | $8,905-74.3% | $14,365-84.1% |