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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,126 | $160,070-42.4% | $147,117-37.4% | $145,897-36.9% |
| Participation rate | 78.9% | 84.0%-5.1pp | 82.2%-3.2pp | 80.3%-1.4pp |
| Annual return | 14.05% | 98.69%-84.6pp | 420.54%-406.5pp | 552.29%-538.2pp |
| Employer contribution / active EE | $2,085 | $5,285-60.6% | $4,932-57.7% | $4,663-55.3% |
| Participant deferral / active EE | $5,410 | $8,419-35.7% | $8,065-32.9% | $6,689-19.1% |
| Admin fee / account holder | $878 | $15,035-94.2% | $12,993-93.2% | $13,390-93.4% |