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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,247 | $160,040-89.8% | $147,096-89.0% | $145,877-88.9% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 207.63% | 98.49%+109.1pp | 419.75%-212.1pp | 551.28%-343.7pp |
| Employer contribution / active EE | $2,874 | $5,289-45.7% | $4,936-41.8% | $4,663-38.4% |
| Participant deferral / active EE | $6,525 | $8,429-22.6% | $8,071-19.2% | $6,691-2.5% |
| Admin fee / account holder | $7,310 | $15,050-51.4% | $13,005-43.8% | $13,402-45.5% |