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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,350 | $165,381-32.7% | $149,730-25.6% | $158,966-30.0% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | -15.00% | 348.29%-363.3pp | 276.70%-291.7pp | 302.95%-318.0pp |
| Employer contribution / active EE | $3,765 | $5,104-26.2% | $4,645-18.9% | $4,762-20.9% |
| Participant deferral / active EE | $5,633 | $7,182-21.6% | $6,843-17.7% | $5,983-5.8% |
| Admin fee / account holder | $891 | $10,809-91.8% | $9,310-90.4% | $11,250-92.1% |