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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,500 | $181,896-44.2% | $156,551-35.2% | $273,972-63.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.81% | 30.74%-24.9pp | 32.23%-26.4pp | 41.46%-35.6pp |
| Employer contribution / active EE | $8,595 | $6,248+37.6% | $5,501+56.2% | $4,869+76.5% |
| Participant deferral / active EE | $6,984 | $5,550+25.8% | $4,871+43.4% | $5,287+32.1% |
| Admin fee / account holder | $7,063 | $15,560-54.6% | $13,028-45.8% | $10,133-30.3% |