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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,370 | $129,737+55.2% | $119,126+69.0% | $154,746+30.1% |
| Participation rate | 62.5% | 78.9%-16.4pp | 75.8%-13.3pp | 80.7%-18.2pp |
| Annual return | 14.24% | 379.08%-364.8pp | 282.11%-267.9pp | 172.34%-158.1pp |
| Employer contribution / active EE | $5,856 | $4,375+33.9% | $4,034+45.2% | $4,379+33.7% |
| Participant deferral / active EE | $6,052 | $5,842+3.6% | $5,318+13.8% | $6,730-10.1% |
| Admin fee / account holder | $59,780 | $11,961+399.8% | $10,693+459.0% | $14,365+316.1% |