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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,370 | $171,492+17.4% | $150,734+33.6% | $198,609+1.4% |
| Participation rate | 62.5% | 81.4%-18.9pp | 78.4%-15.9pp | 82.4%-19.9pp |
| Annual return | 14.24% | 804.70%-790.5pp | 600.81%-586.6pp | 202.70%-188.5pp |
| Employer contribution / active EE | $5,856 | $5,470+7.1% | $4,918+19.1% | $5,055+15.8% |
| Participant deferral / active EE | $6,052 | $6,259-3.3% | $5,610+7.9% | $6,977-13.3% |
| Admin fee / account holder | $59,780 | $17,628+239.1% | $14,905+301.1% | $19,030+214.1% |