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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,907 | $106,008-81.2% | $92,240-78.4% | $147,586-86.5% |
| Participation rate | 40.9% | 80.4%-39.5pp | 76.5%-35.6pp | 82.8%-41.9pp |
| Annual return | 22.44% | 50.05%-27.6pp | 176.29%-153.8pp | 578.59%-556.1pp |
| Employer contribution / active EE | $824 | $4,333-81.0% | $3,680-77.6% | $4,876-83.1% |
| Participant deferral / active EE | $1,470 | $4,478-67.2% | $3,897-62.3% | $5,439-73.0% |
| Admin fee / account holder | $957 | $6,333-84.9% | $5,194-81.6% | $10,886-91.2% |