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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,722 | $133,981+105.8% | $112,249+145.6% | $134,532+104.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -31.47% | 47.16%-78.6pp | 27.48%-58.9pp | 418.27%-449.7pp |
| Employer contribution / active EE | $13,588 | $4,040+236.3% | $3,636+273.7% | $4,741+186.6% |
| Participant deferral / active EE | $10,656 | $5,292+101.4% | $4,729+125.3% | $6,401+66.5% |
| Admin fee / account holder | $1,928 | $7,492-74.3% | $6,412-69.9% | $11,429-83.1% |