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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,034 | $165,381-4.4% | $149,730+5.5% | $158,966-0.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.35% | 348.29%-334.9pp | 276.70%-263.3pp | 302.95%-289.6pp |
| Employer contribution / active EE | $2,639 | $5,104-48.3% | $4,645-43.2% | $4,762-44.6% |
| Participant deferral / active EE | $7,394 | $7,182+2.9% | $6,843+8.1% | $5,983+23.6% |
| Admin fee / account holder | $25,000 | $10,809+131.3% | $9,310+168.5% | $11,250+122.2% |