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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,449 | $180,459-69.8% | $154,108-64.7% | $135,380-59.8% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -7.20% | 888.21%-895.4pp | 735.21%-742.4pp | 519.81%-527.0pp |
| Employer contribution / active EE | $12,248 | $6,035+102.9% | $5,298+131.2% | $4,779+156.3% |
| Participant deferral / active EE | $7,337 | $5,806+26.4% | $5,081+44.4% | $5,609+30.8% |
| Admin fee / account holder | $9,338 | $16,145-42.2% | $13,411-30.4% | $10,828-13.8% |