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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,883 | $183,539-19.4% | $155,556-4.9% | $145,897+1.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.76% | 61.31%-44.5pp | 64.84%-48.1pp | 552.29%-535.5pp |
| Employer contribution / active EE | $14,772 | $5,315+177.9% | $4,675+215.9% | $4,663+216.8% |
| Participant deferral / active EE | $13,119 | $6,467+102.9% | $5,631+133.0% | $6,689+96.1% |
| Admin fee / account holder | $13,864 | $19,275-28.1% | $15,885-12.7% | $13,390+3.5% |