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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,922 | $198,462-70.3% | $170,439-65.4% | $147,585-60.1% |
| Participation rate | 68.4% | 88.0%-19.5pp | 83.6%-15.2pp | 82.8%-14.4pp |
| Annual return | 16.44% | 257.30%-240.9pp | 205.94%-189.5pp | 578.58%-562.1pp |
| Employer contribution / active EE | $1,992 | $6,184-67.8% | $5,433-63.3% | $4,876-59.2% |
| Participant deferral / active EE | $4,703 | $5,629-16.5% | $4,939-4.8% | $5,439-13.5% |
| Admin fee / account holder | $692 | $16,852-95.9% | $13,881-95.0% | $10,886-93.6% |