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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,566 | $183,516-40.3% | $155,534-29.6% | $145,884-24.9% |
| Participation rate | 54.2% | 82.7%-28.5pp | 78.2%-24.1pp | 80.3%-26.1pp |
| Annual return | 19.69% | 61.43%-41.7pp | 64.92%-45.2pp | 551.85%-532.2pp |
| Employer contribution / active EE | $1,691 | $5,315-68.2% | $4,675-63.8% | $4,662-63.7% |
| Participant deferral / active EE | $5,255 | $6,467-18.7% | $5,630-6.7% | $6,690-21.4% |
| Admin fee / account holder | $9,473 | $19,293-50.9% | $15,900-40.4% | $13,392-29.3% |