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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,093 | $217,432-86.6% | $185,849-84.3% | $167,536-82.6% |
| Participation rate | 85.7% | 86.1%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 11.54% | 148.42%-136.9pp | 122.10%-110.6pp | 478.82%-467.3pp |
| Employer contribution / active EE | $3,263 | $5,875-44.5% | $5,169-36.9% | $4,839-32.6% |
| Participant deferral / active EE | $5,853 | $6,357-7.9% | $5,569+5.1% | $6,342-7.7% |
| Admin fee / account holder | $1,022 | $19,818-94.8% | $16,244-93.7% | $12,315-91.7% |