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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,575 | $227,399-47.9% | $189,758-37.5% | $198,609-40.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 79.8%-13.1pp | 82.4%-15.7pp |
| Annual return | 15.23% | 61.03%-45.8pp | 52.62%-37.4pp | 202.70%-187.5pp |
| Employer contribution / active EE | $3,588 | $5,526-35.1% | $4,767-24.7% | $5,055-29.0% |
| Participant deferral / active EE | $8,644 | $6,837+26.4% | $5,856+47.6% | $6,977+23.9% |
| Admin fee / account holder | $210 | $25,162-99.2% | $20,388-99.0% | $19,030-98.9% |