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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,428 | $92,219-88.7% | $76,767-86.4% | $135,380-92.3% |
| Participation rate | 45.5% | 79.8%-34.3pp | 77.0%-31.5pp | 82.6%-37.2pp |
| Annual return | -14.86% | 5.46%-20.3pp | 2.43%-17.3pp | 519.81%-534.7pp |
| Employer contribution / active EE | $1,160 | $3,216-63.9% | $2,485-53.3% | $4,779-75.7% |
| Participant deferral / active EE | $2,993 | $4,508-33.6% | $3,852-22.3% | $5,609-46.6% |
| Admin fee / account holder | $53 | $10,749-99.5% | $6,675-99.2% | $10,828-99.5% |