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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,357 | $108,882+292.5% | $96,754+341.7% | $154,746+176.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 7.83% | 98.39%-90.6pp | 82.04%-74.2pp | 172.34%-164.5pp |
| Employer contribution / active EE | $2,811 | $3,018-6.9% | $2,679+4.9% | $4,379-35.8% |
| Participant deferral / active EE | $16,550 | $5,323+210.9% | $4,758+247.8% | $6,730+145.9% |
| Admin fee / account holder | $936 | $10,200-90.8% | $8,905-89.5% | $14,365-93.5% |