Retirement plan

SETTER ROCHE SMITH & SHELLENBERGER LLP

Name: SETTER ROCHE SMITH & SHELLENBERG - SETTER ROCHE SMITH & SHELLENBERGER LLP (2025) Form 5500
Creator: SETTER ROCHE SMITH & SHELLENBERG
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SETTER ROCHE SMITH & SHELLENBERGER LLP, SETTER ROCHE SMITH & SHELLENBERG

SETTER ROCHE SMITH & SHELLENBERGEIN 20-4887231Plan #001PY 2025

1860 BLAKE STREET, SUITE 100 - DENVER, CO 80202303-255-3588setterroche.comLinkedIn11-50 employeeslegal services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$7.7M

+23.2% from 2024

Total participants

+17.5% from 2024

Average account balance

$175,446

+12.0% from 2024

Annual return

18.65%

+4.82 pp from 2024

Benchmarks

See 17,179 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort17,179 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$175K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$533K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6151

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$271K

$6940 / participant

Other / not subdivided$271K100.0%

% of EOY assets

3.506%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$175,446

$106,864+64.2%

$147,318+19.1%

$82,637+112.3%

Participation rate

92.3%

75.5%+16.8pp

82.1%+10.2pp

68.1%+24.3pp

Annual return

18.65%

27.49%-8.8pp

70.43%-51.8pp

53.51%-34.9pp

Employer contribution / active EE

$3,956

$3,417+15.8%

$4,593-13.9%

$2,552+55.0%

Participant deferral / active EE

$9,711

$6,496+49.5%

$7,906+22.8%

$4,126+135.4%

Admin fee / account holder

$6,151

$8,415-26.9%

$13,708-55.1%

$7,339-16.2%

SETTER ROCHE SMITH & SHELLENBERGER LLP

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SETTER ROCHE SMITH & SHELLENBERGER LLP

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion