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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,713 | $185,312-66.2% | $161,489-61.2% | $154,746-59.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 22.58% | 103.84%-81.3pp | 89.72%-67.1pp | 172.34%-149.8pp |
| Employer contribution / active EE | $4,971 | $4,769+4.2% | $4,268+16.5% | $4,379+13.5% |
| Participant deferral / active EE | $7,228 | $6,350+13.8% | $5,630+28.4% | $6,730+7.4% |
| Admin fee / account holder | $536 | $18,654-97.1% | $16,006-96.6% | $14,365-96.3% |