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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,370 | $175,231-89.5% | $149,696-87.7% | $139,466-86.8% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 17.46% | 166.77%-149.3pp | 134.46%-117.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $1,394 | $5,478-74.6% | $4,821-71.1% | $4,754-70.7% |
| Participant deferral / active EE | $2,025 | $6,521-68.9% | $5,682-64.4% | $6,712-69.8% |
| Admin fee / account holder | $19 | $16,155-99.9% | $13,212-99.9% | $11,409-99.8% |