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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,345 | $77,460-41.5% | $100,378-54.8% | $80,925-44.0% |
| Participation rate | 80.9% | 76.9%+3.9pp | 81.5%-0.7pp | 67.7%+13.2pp |
| Annual return | 12.49% | 37.24%-24.8pp | 49.41%-36.9pp | 35.65%-23.2pp |
| Employer contribution / active EE | $606 | $2,801-78.4% | $3,942-84.6% | $2,756-78.0% |
| Participant deferral / active EE | $5,219 | $6,818-23.5% | $8,087-35.5% | $4,299+21.4% |
| Admin fee / account holder | $608 | $5,887-89.7% | $7,899-92.3% | $6,940-91.2% |