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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,312 | $171,867+146.3% | $149,721+182.7% | $147,586+186.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 22.52% | 2113.36%-2090.8pp | 1501.67%-1479.2pp | 578.59%-556.1pp |
| Employer contribution / active EE | $20,899 | $6,275+233.1% | $5,444+283.9% | $4,876+328.6% |
| Participant deferral / active EE | $19,012 | $7,270+161.5% | $6,568+189.5% | $5,439+249.6% |
| Admin fee / account holder | $562 | $13,799-95.9% | $11,282-95.0% | $10,886-94.8% |