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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,550 | $110,278-48.7% | $95,740-40.9% | $139,466-59.5% |
| Participation rate | 90.0% | 75.7%+14.3pp | 72.3%+17.7pp | 80.3%+9.7pp |
| Annual return | 19.46% | 27.19%-7.7pp | 28.41%-8.9pp | 373.66%-354.2pp |
| Employer contribution / active EE | $11,603 | $3,260+255.9% | $2,836+309.1% | $4,754+144.1% |
| Participant deferral / active EE | $7,697 | $4,674+64.7% | $4,244+81.4% | $6,712+14.7% |
| Admin fee / account holder | $733 | $6,613-88.9% | $5,676-87.1% | $11,409-93.6% |