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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,149 | $166,268-75.3% | $165,100-75.1% | $145,897-71.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 14.20% | 100.52%-86.3pp | 70.21%-56.0pp | 552.29%-538.1pp |
| Employer contribution / active EE | $3,380 | $5,284-36.0% | $4,348-22.3% | $4,663-27.5% |
| Participant deferral / active EE | $4,747 | $6,964-31.8% | $6,035-21.3% | $6,689-29.0% |
| Admin fee / account holder | $1,195 | $16,659-92.8% | $12,696-90.6% | $13,390-91.1% |