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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,583 | $100,060+8.5% | $149,721-27.5% | $70,126+54.8% |
| Participation rate | 88.6% | 83.6%+5.0pp | 87.1%+1.5pp | 69.5%+19.0pp |
| Annual return | 11.86% | 27.46%-15.6pp | 1501.67%-1489.8pp | 73.15%-61.3pp |
| Employer contribution / active EE | $4,980 | $3,661+36.0% | $5,444-8.5% | $2,343+112.6% |
| Participant deferral / active EE | $18,868 | $4,982+278.7% | $6,568+187.3% | $3,332+466.3% |
| Admin fee / account holder | $2,178 | $8,285-73.7% | $11,282-80.7% | $4,645-53.1% |