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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,294 | $169,336+22.4% | $129,384+60.2% | $145,884+42.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 9.92% | 14408.70%-14398.8pp | 9461.77%-9451.9pp | 551.85%-541.9pp |
| Employer contribution / active EE | $2,209 | $5,540-60.1% | $4,153-46.8% | $4,662-52.6% |
| Participant deferral / active EE | $6,616 | $4,985+32.7% | $4,166+58.8% | $6,690-1.1% |
| Admin fee / account holder | $2,842 | $9,912-71.3% | $7,686-63.0% | $13,392-78.8% |