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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,570 | $80,992+68.6% | $96,534+41.5% | $75,173+81.7% |
| Participation rate | 79.0% | 71.8%+7.2pp | 76.0%+3.1pp | 67.2%+11.8pp |
| Annual return | 12.44% | 27.05%-14.6pp | 25.88%-13.4pp | 160.72%-148.3pp |
| Employer contribution / active EE | $6,065 | $2,283+165.7% | $2,965+104.5% | $2,671+127.1% |
| Participant deferral / active EE | $6,231 | $3,929+58.6% | $4,851+28.5% | $4,126+51.0% |
| Admin fee / account holder | $13,617 | $6,717+102.7% | $8,253+65.0% | $5,651+141.0% |